Lessons Learned – My One Year Retirement Anniversary

Lessons Learned – My One Year Retirement Anniversary
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It’s officially been a year since I quit my desk job as an Operational Risk Manager in the finance industry. You can call it early retirement, taking a sabbatical, being voluntarily unemployed, or being a deadbeat (the last one is a bit rough in my opinion), I’ve basically been living off of investments and savings […]

The Silent Perks of Having Student Loan Debt

The Silent Perks of Having Student Loan Debt
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Yeah, you read that headline right. Contrary to what is being said on the news, there are good things about having and paying back student loans. The average student graduates with around $28,000 these days (as of 2018 and for a bachelor’s degree). I completely agree with conventional thinking that $28k in debt is a […]

How Much Should You Have in an Emergency Fund?

How Much Should You Have in an Emergency Fund?
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It’s a question within the basics of finance that always seems to be up for discussion. How much should you have in an emergency fund? The answer I will give you, of course, is it depends. I know that the “it depends” answer is a bit of a cop-out, but it truly is the best […]

Where Should I Have My Emergency Fund?

Where Should I Have My Emergency Fund?
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Still to this day, I ask myself, where should I have my emergency fund? Every time I see a savings account with a high interest rate or when the stock market goes on a nice bull run, I find myself reassessing where I’ve stored my emergency savings. Can I get a better return? Am I […]